I used to think buying the device was the expensive part. Turns out, it’s everything that comes after.
The past few months have been incredibly expensive for me—and honestly, I feel like I’ve just been so unlucky lately. It all started with my phone storage. As a content creator, I take thousands of photos and videos every month. I have brand campaigns to shoot, travel vlogs to edit, drafts to save, and memories I don’t want to delete.
For the longest time, I kept paying for cloud storage every month. At first, I didn’t mind because the fee seemed small. But eventually, I realized I was spending money on something that would keep charging me forever. That’s when I decided to finally invest in an SSD. I spent weeks researching because, honestly, SSDs aren’t cheap. I kept asking myself if I really needed one. In the end, I purchased a portable SSD worth around ₱15,000. It was definitely a big purchase, but I saw it as a long-term investment. Instead of paying monthly subscription fees, I could store my files externally and have more control over my content. Still, spending ₱15,000 in one go isn’t easy.There are moments when unexpected expenses come up and you wish you had access to extra funds to help you manage them. For situations like these, Maya Easy Credit can be a practical option.
Qualified users can get quick access to a revolving credit line of up to ₱50,000 directly through the Maya app. It’s designed for short-term needs and comes with instant approval and quick access to funds—without paperwork, collateral, or long waiting times. I thought my expenses would slow down after buying the SSD. I was wrong. A few weeks later, my phone camera suddenly started having issues. If you’re a content creator, you know how important your phone camera is. I use mine to shoot TikToks, take Instagram photos, record stories, and document my travels. It isn’t just a phone—it’s literally part of my work.
So when the camera started acting up, I had no choice but to upgrade my phone. At this point, I remember laughing and telling my friends, “Why does everything keep breaking all at once?” First, the SSD. Then my phone. I thought I was done. But life had other plans.
Recently, I flew out of the country. Even while traveling, work doesn’t stop. I still had brand campaigns to edit, videos to upload, and emails to answer. So of course, I brought my laptop with me. Unfortunately, while I was in the United States, I accidentally damaged my laptop screen. At first, I hoped it wasn’t serious. Maybe it was something I could ignore until I got home. But after getting it checked, I realized I needed to have it repaired immediately. The problem is, as a creator, my laptop isn’t optional. It’s where I edit videos. It’s where I communicate with clients. It’s where I manage my business. Without it, I literally can’t work. And because I had deadlines coming up, waiting wasn’t an option.
The repair cost?
Around ₱40,000.
I won’t lie. I was shocked. No matter how carefully we budget, life has a funny way of surprising us. Sometimes it’s a broken laptop, sometimes it’s a phone that suddenly needs replacing, sometimes it’s travel expenses, medical bills, or emergencies you never saw coming. That’s why I’ve realized that being financially prepared isn’t just about saving for the things you plan. It’s also about preparing for the things you don’t. Moments like these remind me how important it is to have financial options when unexpected expenses happen. For larger expenses, Maya Personal Loan can help.
Qualified users can borrow up to ₱400,000 with repayment terms of up to 48 months. What I like is that the entire process is digital and designed to be fast and hassle-free. Because let’s be honest—when you’re dealing with an urgent expense, the last thing you want is complicated paperwork or long waiting times. Of course, borrowing should always be done responsibly. But having access to financial support can give you peace of mind when life doesn’t go according to plan. Looking back, I don’t regret any of these expenses. I don’t regret buying my SSD. I don’t regret upgrading my phone. And I definitely don’t regret repairing my laptop. All of them were necessary investments that allowed me to continue doing what I love. What I learned from this experience, though, is that adulthood isn’t just about earning money .It’s about being ready for the unexpected. Because life moves fast. Technology breaks. Plans change. And sometimes, expenses show up all at once.
The good news is that today, there are financial tools that can help us navigate those moments a little more confidently. For me, these past few months have been a reminder that no matter how carefully I plan, life will always find a way to surprise me. Hopefully, no more broken gadgets for a while. But if life happens again, at least I know there are options that can help me keep moving forward.